How it works

A disciplined, repeatable analysis pipeline.

A full company valuation follows the same rigorous steps — fundamentals first, a structured workflow rather than ad-hoc prompting or chart-reading. Here is what happens between your question and the sourced report.

The five stages

These five stages are the full company-valuation pipeline. Stock screening runs a lighter triage-to-shortlist pass first, then feeds the names it likes into this same pipeline. Commodity & Bitcoin analysis runs this same disciplined pipeline (macro / supply-demand / challenge / synthesis). Revisit thesis runs the complete current pipeline independently for the selected report type, then compares with that report only afterward.

    Ask
    01
    Start with a plain-language question or workflow input, or select an eligible saved report to revisit. No query syntax or prompt is required for a saved-report revisit.
    Parallel specialist analysis
    02
    The relevant specialist lenses build the current analysis independently from the available evidence. A selected prior report or optional market premise does not set the conclusion.
    Adversarial challenge
    03
    A dedicated stage argues the other side — disconfirming evidence, historical analogues, hidden assumptions and second-order effects — and flags gaps by severity. A critical gap pauses the run for your decision.
    Board synthesis
    04
    Independent frontier models review the completed analysis and reconcile it into a single second-opinion view — depth without a single black box.
    Sourced report + PDF
    05
    A long-form, cited write-up is streamed live and exportable as a PDF. An eligible new valuation or commodity run may append a labeled Scenario Assessment after its independent conclusion; a saved-report revisit instead leads with an after-the-fact comparison and retains the complete current analysis.

Workflow map

Single-name decision

Company Valuation

When you already have a company in mind and need a full investment view.

Output: A sourced report with BUY/HOLD/PASS call, scenarios, peer context, risks, 12-month/3-year/5-year targets and PDF export.
Find candidates first

Stock Screening

When you want FinBro to surface names that clear a value bar before you choose what to study.

Output: A conviction-weighted shortlist that can hand promising names into a full company valuation.
Macro asset view

Commodity & Bitcoin Analysis

When you want a fundamentals-first read on a commodity or Bitcoin — metals, energy, agriculture or the digital asset — rather than a single equity.

Output: A sourced analysis with illustrative scenario bands over 12-month and 3-year horizons, the macro drivers behind them, and PDF export.
Prior thesis, current evidence

Revisit thesis

Revisiting an eligible saved Company Valuation, Commodity & Bitcoin Analysis, or prior Revisit thesis report against a current full analysis.

Output: One sourced report leading with the prior-versus-current comparison and including the complete current analysis. Individual comparison dimensions may be unavailable.

Two ways to work with a thesis

Test your own thesis
Optional premise
Start a new Company Valuation or Commodity & Bitcoin Analysis with an optional market thesis. FinBro reaches its conclusion independently, then may append a clearly labeled Scenario Assessment showing where available evidence supports or challenges the premise and how the picture could shift if it held. The assessment may be unavailable.
Revisit thesis
Eligible saved report
Start from one eligible report you own. FinBro runs the complete current analysis independently without carrying forward the old conclusion, then compares the selected report with the current result. The single report leads with that comparison and includes the complete current analysis; individual comparison dimensions may be unavailable.
Separate from the automatic challenge
The adversarial challenge below remains part of the analysis pipeline. It automatically argues the other side; it is distinct from an optional premise and from comparing a current run with a report you deliberately selected.

Specialist sector coverage

The company and sector lenses are handled by specialists tuned to how each sector actually trades — banks aren’t valued like software, and defense isn’t read like retail. The breadth spans:

Pharma & biotechBanks & financialsInsuranceDefense & aerospaceSemiconductorsTech & softwareEnergy & midstreamREITsRetailLogistics & transportCommoditiesBitcoin

The adversarial challenge

Before you read a word, a dedicated stage tries to break the thesis. It searches for disconfirming evidence, checks the case against historical analogues, audits the hidden assumptions, and traces the second-order effects — then classifies every gap it finds by severity.

Disconfirming evidence

Looks for facts that weaken the thesis instead of only supporting it.

Historical analogues

Checks whether similar setups ended differently than the headline story suggests.

Hidden assumptions

Calls out the growth, margin, rate, cycle or execution assumptions the case depends on.

Second-order effects

Tracks what can happen after the obvious first move — competitors, regulation, capital costs and customer behavior.

Severity gate
A critical gap doesn’t get papered over — it pauses the run and hands the decision back to you: refocus the analysis, proceed with the caveat on the record, or stop. The product won’t hand you a thesis it hasn’t tried to break.
Refocus
Ask for a tighter run that closes the gap.
Proceed
Keep the caveat visible in the final report.
Stop
Do not turn a broken thesis into a confident answer.

Board synthesis

Independent frontier models each review the completed analysis and reconcile it into a single second-opinion view. No model is named and none has the last word — the value is the cross-check between independent perspectives, not any one brand.

Valuation methods

Intrinsic value is built with the method that actually fits the business, not a single template forced onto every name:

Discounted cash flow
Cash-generative businesses
Projects and discounts future free cash flow — the default where cash flows are forecastable.
Earnings power
Cyclical or mature companies
Values normalized, sustainable earnings without banking on future growth.
Asset-based
Banks, insurers and asset-heavy names
Values the balance sheet directly — fitting for asset-heavy and financial businesses.
Relative
Comparable peer sets
Benchmarks the multiple against peers and the sector as a cross-check on absolute value.
Dividend discount
Income and dividend-quality cases
Values the stream of dividends for stable, income-paying names.

Every valuation resolves to multi-horizon price targets — 12-month, 3-year and 5-year — in USD, with an EUR conversion where it is relevant.

Keep reading

Read the docs

How to run each workflow, step by step.

See the data

What every run is built on, and how it is cited.